KSFC provides term loans to new and existing units in case of proprietary, partnership and joint Hindu family concerns and for corporate bodies and registered cooperative societies. KSFC has a number of schemes, suitable for different kinds of entrepreneurs and projects. KSFC has fully decentralised its operations.
KSIIDC extends finance to the bigger projects solely or jointly with KSFC, commercial banks or any other financial institutions. KSIIDC is also acting as the Nodal Agency of the State Government to plan and promote industrial infrastructural development project and monitor specified mega projects during its implementation. KSIIDC also participates in joint stock companies by way of equity contribution.